My goal as your dedicated romance travel specialist is to ensure your trip goes as smooth as humanly possible. Hiccups do happen, and when they do, I want you partnered with a travel insurance company that is known for getting things done when you need them the most, not weeks later. I’ve done the research, compared different companies, and picked the best one based on their proven performance and the services they deliver. Commission was not a factor in my decision. Berkshire Hathaway Travel Protection (BHTP) doesn’t pay as much as others, but it doesn’t matter, you and your family getting home safe and sound does.
“She took away all of the stress of planning a trip and all I had to worry about was paying my money and going on vacation.” – Mercy H. Santa Clara, CA 03/30/2017
So, why should you buy travel insurance? There are many reasons as there are destinations; however, the most important reasons usually fall into these categories:
Coverings (emergency) medical expenses.
The No. 1 reason people buy travel insurance is to cover emergency medical expenses in a foreign country. ExactCare and ExactCare Family provide ample coverage for emergency medial and dental treatment, here and abroad.
Covering (pre-existing) medical expenses.
If you buy ExactCare within 15 days of your initial trip deposit, BHTP will cover many pre-existing conditions. However, realize that if you don’t fully disclose your pre-existing conditions, your claim could be denied.
Getting you home.
If you are going somewhere dangerous and/or exotic and/or foreign – even if you are just traveling around the country – you need travel insurance that’ll arrange and pay for getting you back home for medical treatment. ExactCare’s emergency-evacuation coverage can go a long way.
Covering trip cancellation.
Life goes on – even during your trip. Maybe you’re called for jury duty or your National Guard unit is deployed. Most airlines and hotels won’t reimburse you if you cancel your trip. ExactCare will pay you to your insured trip cost if your trip is cancelled, and offers optional “cancel for any reason” coverage*.
Helping you if you have to cut your trip short.
The same thing that applies to trip cancellation applies here. Both ExactCare and ExactCare Family will pay unused trip costs up to the policy limit if your trip is interrupted.
Protecting your flight(s).
Being stranded in an airport because of a missed connection is one of the worst feelings in travel. ExactCare reimburses your covered expenses when you miss a connection or experience unexpected flight delays; AirCare pays you instantly for a wide range of flight mishaps.
Covering your baggage.
Airlines and hotels lose around 1.8 million bags a year. ExactCare and ExactCare Family pay up their limits for the contents of your luggage, but require receipts for maximum reimbursement. AirCare pays an immediate fixed benefit for lost luggage and doesn’t ask for receipts.
Covering your destination.
Believe it or not, travel insurance doesn’t cover every location you could possibly visit. Before you buy a BHTP policy, ask if any countries are ineligible for coverage. They’d be happy to help.
Getting you back on the road fast.
Any reputable travel insurance is going to pay a legitimate claim, but if you need payment while you’re traveling, three weeks to get a paper check isn’t going to cut it. Through BHTP Burst, ExactCare and AirCare claims can be paid in as little as a minute. BHTP claim payments travel at the speed of …travel.
Giving you someone to talk to.
When you’re in a jam when you’re traveling, sometimes you just need someone to talk to. All BHTP products come with 24/7/365 travel assistance, meaning you can contact them on any device via Facebook, Twitter, text, WebChat, email,or phone, and they’ll be able to get you answers and help fast.
To compare ExactCare, ExactCare Family and AirCare for your next trip, get a quote in minutes.